Joint Accounts and Bankruptcy

July 11, 2011 No comments yet

What happens when someone files for bankruptcy and they have a joint account with you? First, this can happen for several reasons: You’ve put your child on the account You share an account with your spouse or significant other They are managing an account for an elderly mother or father In the bankruptcy petition that […]

Possibly New Upcoming Refinancing Options for Struggling Homeowners

March 17, 2011 No comments yet

Since, around six months ago when the Federal Housing Administration announced a new initiative to help “underwater” borrowers, nearly two dozen lenders have agreed to take part in the new loan modification program. The program, Short Refi, requires lenders to write off at least 10 percent of the principal balance, and investors, who, if they […]

Bankruptcy Numbers Are Soaring

February 16, 2011 No comments yet

“Bankruptcy filings reflect the economy as a whole – and it’s clear we are not on a fast path towards recovery. Consumers are clearly struggling to pay off the debt they’ve accurued over the years, and are turning to bankruptcy as a last resort,” said The Warren Group CEO Timothy M. Warren Jr. The numbers […]

Don’t Wait until It’s Too Late to File for Bankruptcy

January 6, 2011 No comments yet

Due to the poor economy more people are filing for bankruptcy. Almost anyone can be a victim of this situation, particularly the unemployed. Even you. Don’t waste away your entire savings just to make both ends meet before you decide to file for bankruptcy. If you do, then your situation will easily go from bad […]

Once You Start…Can You Stop Bankruptcy?

January 5, 2011 No comments yet

Once in a Chapter 7 bankruptcy, you can convert to a Chapter 13 bankruptcy or get it dismissed. If you, file for Chapter 13 bankruptcy there are more alternatives. There are at least four methods to get out of a Chapter 13 bankruptcy. The first way to end a Chapter 13 bankruptcy is a hardship […]

Bankruptcy Law Changes Designed To Hold Debtors Accountable

January 5, 2011 No comments yet

It’s no secret that bankruptcies have been increasing. As such, a few years ago retailers and other companies were claiming large losses and as such the bankruptcy laws were changed. These changes make filing for bankruptcy more difficult. In 2005, the U.S. government seemed to agree with lobbyists for credit companies and determined that too […]

Knee Deep In Debt

December 28, 2010 No comments yet

After the recession and liquidity crunch of 2007, a lot of people are facing difficulty in repaying their unpaid bills. They keep looking for ways to make ends meet, including taking out payday loans. But what ends up happening, is they take out one to meet another bill, and they keep taking out another to […]

Top Myths About Massachusetts Bankruptcy

December 14, 2010 No comments yet

There are many misconceptions about Bankruptcy and as such many people will not file Bankruptcy even when they really need it. Not having all of the facts about any issue, especially bankruptcy, can hinder or severely limit one’s ability to make well informed decisions about your financial situation. Meeting with a bankruptcy lawyer can help […]

Hiring A Bankruptcy Lawyer In Massachusetts

April 21, 2010 No comments yet

If you are unable to meet your monthly debt repayments, if your credit card statements are simply getting more and more in arrears and your medical bills remain unpaid for months on end, you might have only one alternative: file for bankruptcy. If you live in Massachusetts, contacting bankruptcy lawyer, Matthew Desrochers, is a great […]

6 Common Misconceptions About Massachusetts Bankruptcy

April 18, 2010 No comments yet

In today economic climate many people are turning to the U.S. Bankruptcy Code and attorneys for assistance. The Law Offices of Matthew T. Desrochers, P.C. has helped many clients overcome their financial difficulties and WE CAN HELP YOU. When I meet with clients I often have to demystify common misconceptions of bankruptcy. I have attached […]


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