Misconceptions About Filing Personal Bankruptcy

April 8, 2011 No comments yet

Filing bankruptcy is dishonest. Bankruptcy was designed to give you a fresh start and is a legal right intended to protect honest, hard working individuals who become unable to pay their debt. I will lose my home and property. In actuality, filing bankruptcy could save your home from foreclosure. Soon as you file, an automatic […]

Should I Reapply For a Modification Loan Through HAMP?

March 14, 2011 No comments yet

Obama’s home affordable modification program or HAMP is being criticized from many groups of people as being useless.  After all, millions of homeowners have been denied financial assistance through this federal initiative for the past few months and if reports are to be believed, just one in four applicants have been successful in getting a […]

Will Filing Bankruptcy Help Me Now?

February 17, 2011 No comments yet

A few things that you will see immediately when you file are: Stop foreclosure on your home Prevent repossession of a car or other property Keep your utilities on Stop wage garnishment Stop Debt Collection harassment In addition, it will offer you a clean start with your finances. However, even with all of these benefits […]

2010: Joblessness Most Dire Since Great Depression Causing 1.5 Million Americans to File Bankruptcy

January 10, 2011 1 comment

Over this last year, the number of people filing for bankruptcy in the US rose by 9%. This is the first time that total number of people filing for unemployment has been greater than 2005. That year is when the bankruptcy laws were changed making it more difficult and expensive to file. This is a […]

Bankruptcy, a Viable Option, Not the Bottom of the Barrel

January 8, 2011 No comments yet

With 15 million people jobless and about one in four homeowners underwater on their mortgages, many people have learned that charging today on the belief that they can pay tomorrow is a dangerous trap. For the first time since the Depression, the economy has pushed people who never would have dreamed of bankruptcy to ask […]

Should I Seek A Massachusetts Attorney to Help Me File For Bankruptcy?

January 7, 2011 No comments yet

Even though filing for bankruptcy is optimal for those with a lot of debt, it is still a major decision that just about anyone in American may file for, but if you want the process to go smoothly, you should find a bankruptcy attorney who can guide you through the entire process. A Massachusetts bankruptcy […]

Don’t Wait until It’s Too Late to File for Bankruptcy

January 6, 2011 No comments yet

Due to the poor economy more people are filing for bankruptcy. Almost anyone can be a victim of this situation, particularly the unemployed. Even you. Don’t waste away your entire savings just to make both ends meet before you decide to file for bankruptcy. If you do, then your situation will easily go from bad […]

Steps To Take to Find an Automobile Loan After Bankruptcy

January 5, 2011 No comments yet

1. Check your credit You should pull your credit and check to make sure that it shows that your accounts have been settled. You can pull a free credit report for each of the three credit agencies once a year online. If you wait two years after completing your bankruptcy, your credit score could be […]

Bankruptcy Law Changes Designed To Hold Debtors Accountable

January 5, 2011 No comments yet

It’s no secret that bankruptcies have been increasing. As such, a few years ago retailers and other companies were claiming large losses and as such the bankruptcy laws were changed. These changes make filing for bankruptcy more difficult. In 2005, the U.S. government seemed to agree with lobbyists for credit companies and determined that too […]

Knee Deep In Debt

December 28, 2010 No comments yet

After the recession and liquidity crunch of 2007, a lot of people are facing difficulty in repaying their unpaid bills. They keep looking for ways to make ends meet, including taking out payday loans. But what ends up happening, is they take out one to meet another bill, and they keep taking out another to […]


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