8 Tips on Avoiding Bankruptcy

August 5, 2011 No comments yet

1. Pay off existing debt: If you cut out non-essentials such as cable, landline phone service and other subscriptions, you can free up some money. Another way is to sell assets such as furniture, electronics and other items on free websites such as Craigslist and eBay to earn some extra cash. 2. Get another job. […]

Tips To Avoid Bankruptcy

July 13, 2011 No comments yet

Try not to go further into debt by re-evaluating your budget. Pay off existing debt. With your new budget, try to live below your means. Think to yourself, do I NEED this? Get another job if you find that you cannot live below your means. Keep your medical insurance, if you get sick this will […]

Short Sales

April 29, 2011 No comments yet

Short sales are when a homeowner attempts to sell his or her home at a price that is less than the full amount owed to the bank. These sales generally occur as a last ditch effort to try and avoid a full foreclosure proceeding. Prior to the current economic crisis, banks tend to only approve […]


March 23, 2011 No comments yet

If you received a notice about garnishment or been threatened with garnishment, it can be a scary concept. Understanding the process can help you figure out how you want to handle it. 1)      You stop paying your creditors. 2)      The Creditor is interested in garnishment, which generally does not happen unless you have valuable property […]

Loan Modification Income Requirements – Don’t Guess

March 22, 2011 No comments yet

When you apply for jobs you have a general idea on whether you at least have the qualifications for that position. Just like hunting for a job, when you hunt for a loan modification you should know if you meet the qualifications before applying. After all, sometimes you can adjust your income by spending less […]

Bankruptcy is Not an End All Solution

March 16, 2011 No comments yet

Bankruptcy is not an end all solution. If you are thinking about filing for bankruptcy you should consider all options before you file that may be better for you. Such options are: Loan Modifications, Debt Management Plans, and Debt Consolidation. The goal of loan modifications is to change your mortgage loan payments to a monthly […]

Bankruptcy Changes

February 16, 2011 No comments yet

Bankruptcy is one of the oldest methods used by consumers to get rid of unsecured loans allowing them to not have to pay any money on their debts. However, once a consumer files their credit score plummets and the consumers lose their credibility. Even the creditors are harmed since they lose money and become weaker. […]

More People Are Filing Bankruptcy

December 22, 2010 No comments yet

The Wall Street Journal reported that the recession has affected everyone and that the number of people filing for bankruptcy over 2010 was expected to reach more than a million and half Americans. Since the recession, it has become more common for filers to earn more than $30,000 per year and have a college degree. […]

Car Loans After Bankruptcy

December 10, 2010 No comments yet

After you have filed for bankruptcy, if you want to buy a car, it may be possible that a car loan after bankruptcy could be the right option for you. A Car loan after bankruptcy can help you buy a car even though you have bankruptcy in your past. As You May Know Filing for […]

The Filing of a Bankruptcy Petition

November 3, 2010 No comments yet

Making a choice to file for bankruptcy is an emotional decision, taking it into your own hands is another demanding step, which needs knowledge of the respective rules involved, assiduousness, tolerance and perhaps support from a bankruptcy attorney. It is recommended that you hire a qualified BANKRUPCTY ATTORNEY who will represent you and make this […]

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